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Debt Collection Dispute Letters (Debt Validation Letters) And Improving Your Credit

The debt validation letter, under the Fair Debt Collection Practices Act (FDCPA), gives you the right to require payment collectors to validate their debt before you pay. Do not go into a debt repayment plan without first validating that the collection company has the right to require your payments. Here are a few reasons to [...] Read more
Category: Credit Repair

Does RegAce Actually Work?

RegAce is a relatively new registry cleaner, only being released at the beginning of this year (2009). Over the past few months, it’s popularity has literally exploded to the point that it’s now being downloaded 1,000′s of times a day. This shows that many people are using the tool… but does it actually work? The problem Read more
Category: Credit Repair

Average Credit Scores

What are average credit scores? This is a question which is often asked by consumers. Unfortunately, there are no easy answers. In its publication, “Understanding Your FICO Score,” Fair Isaac, the creator of credit scoring and the provider of credit scores to the three main credit bureaus, states that the average score varying by Read more
Category: Credit Repair

How to Repair Bad Credit in 8 Simple Steps – Can You Do This?

Credit Repair simplified: Here is STEP 1: Read your credit report to discover what things are listed on the report that have led to your bad credit rating in the first place. STEP 2: If you note inaccuracies on your credit report, you’ll need to dispute those with the individual creditors reporting them. You can’t [...] Read more
Category: Credit Repair

Instant Approval Automobile Loans – Auto Loans For People Even With Bad Credit

Now that the recent financial crisis has affected millions of Americans, those of us who have fallen on hard times are in need of discounts on anything we can find. Because unemployment is increasing and families like yours are finding it difficult to pay your monthly bills, you have found it necessary to cut back [...] Read more
Category: Credit Repair